Loan Products:

Asher Capital offers fintech-driven financial products to fuel growth and empower entrepreneurs. There are two pillars of financing which include Fintech Financing Products and Blended Finance Models.

 

 

Fintech Financing Products

 
 

AI-Enhances Working Capital Finance:

Description: Asher Capital provides working capital finance to support day-to-day operations of small and medium enterprises (SMEs) in various sectors, including township businesses in South Africa. We provide tailored financial solutions powered by AI to meet the day-to-day operational needs of SMEs.

Features:

Flexible repayment terms aligned with cash flow.

Quick Approval and disbursement processes.

Customized loan amounts based on business needs.

Competitive interest rates.

 
 

Supplier-Based Finance:

Description: This financing option facilitates partnerships with suppliers, ensuring a stable supply chain for businesses while managing cash flow effectively. Secure and transparent support for SMEs by facilitating timely payments to suppliers.

Features:

Direct payment to suppliers on behalf of businesses.

Negotiated terms with suppliers to optimize working capital.

Improved supplier relationships and reliability.

 
 

Educational Loans:

Description: Asher Capital recognizes the importance of education in fostering entrepreneurship. Educational loans are designed to support individuals in acquiring skills and knowledge to enhance their businesses. 

Features:

Funding for professional courses, workshops, and certifications.

Deferred repayment options until completion of the educational program.

Collaboration with accredited training institutions.

Focus on sectors such as beauty, providing educational loans for aspiring beauticians.

 
 

Asset-Based Finance:

Description: Asset-based finance allows businesses to leverage their assets such as equipment to inventory, to secure financing for growth and expansion.

Features:

Loans secured by business assets.

Unlocking liquidity tied to assets for strategic initiatives.

Customized repayment structures based on asset value.

 
 

Microfinance for Township Businesses:

Description:  Recognizing the unique needs of township businesses, Asher Capital offers microfinance solutions to promote financial inclusion and empower entrepreneurs in these communities.

Features:

Small loan amounts tailored to township business requirements.

Financial Literacy programs for business owners.

Support for Micro-enterprises in various sectors.